Category: Credit Cards
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How I Saved $243 on a Flight to Hawaii
First off, for those of you who don’t know, Rakuten is a website that offers cash back at various businesses, from stores to hotels to restaurants. They get a commission from these businesses for getting you to shop there, and they then pass some of that commission on to you to encourage you to shop…
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How to Travel if You Can’t Afford It
One of the things that I hear the most from people is that they want to travel more, but their budget is too tight. Even when money is tight, there are a few minor things that you can do to supersize your travel budget. Credit cards that offer cashback or rewards points can be a…
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Why I Have The Hilton Aspire Card
In return for the $450 annual fee, the Aspire offers a ton of different credits and perks to choose from: $250 airline fee credit $250 Hilton credit Diamond status with Hilton Up to two weekend reward nights; one weekend night at almost any Hilton property worldwide after opening your account and on your cardmember anniversary each year, plus a…
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Why I Have The Chase Sapphire Preferred
If you are looking for a card that doubles as a cashback and a travel card, the Chase Sapphire is worth a look. A $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards and earnings of: 5x total points on travel purchased through Chase Ultimate Rewards, (excludes hotel…
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Why I Have The Capital One Venture X
If you are looking for a travel card that is a bit less extreme than the Amex Platinum, you have come to the right place. The Venture X from Capital One comes with a large annual fee ($395), but offers a $300 annual credit on travel booked through Capital One Travel and a 10,000 mile…
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Why I Have The American Express Gold Card
The 4 points per dollar on groceries and restaurants that the Amex Gold card offers make it one of my go-to cards. It also offers a $10/month Uber credit and another $10/month credit for Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and Shake Shack, as well a $100 airline fee credit. The $250…
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Why I Have The Bilt Rewards Card
Bilt recently announced that their credit card rewards program has added rent as one of the rewards categories and that rent can be paid fee-free on the card. This is huge news because most cards charge a fee for rent payments made on the card. Users can get 1 point per dollar spent on rent,…
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Why I Have The American Express Platinum
The Amex Platinum: massively overpriced, or an incredible deal? It depends how much you travel. The Platinum offers a ton of different credits and perks to choose from: $200 airline fee credit $200 hotel credit, $100 property credits, and 4th or 5th night free for Amex Fine Hotels and Resorts or The Hotel Collection $200…
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Finding a Good Credit Card For You
Your credit report Most credit cards are for specific types of customers. If you apply for a card that is way out of reach for you, you’ll get rejected, which can be a negative on your credit report, so if you are nowhere near the requirements for a credit card, you probably want to work…
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Rewards, Credits, Perks, and Fees
What do credit cards offer you? Many credit cards offer benefits to users in order to attract and retain users. After all, the credit card companies don’t make any money if they don’t have any customers. So what benefits do they offer? Most of these benefits fall into the category of rewards, credits, or perks.…
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