The 4 points per dollar on groceries and restaurants that the Amex Gold card offers make it one of my go-to cards. It also offers a $10/month Uber credit and another $10/month credit for Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and Shake Shack, as well a $100 airline fee credit. The $250 annual fee is steep, but if you make use of the credits every year, the annual fee becomes a non-factor. I live in a small town that doesn’t have a booming Uber/Grubhub market, but I am able to use the credits every month for takeout from some of the local places, as well as chains like Dunkin Donuts.
The 3x points on flights are not the best that are available, but are a nice bonus if you don’t travel enough to warrant a dedicated travel card like the Amex Platinum or the Venture X from Capital One.
Additionally, Amex accounts include split and send, which allows you to link your Amex account to Venmo so that you can easily split a bill with your friends. (I may or may not have racked up an ungodly amount of Amex points by putting group dinners on my card and having everyone pay me back).
If you spend a decent amount of money on restaurants and groceries and can make use of the credits, it is worth taking a look at the Amex Gold.
*As a bonus, earn 60,000 Membership Rewards points after using your new Card to make $4,000 in purchases within your first 6 months of Card Membership. Plus, for a limited time if you apply for this Card by 06/08, you can receive 20% back as a statement credit on purchases made at restaurants worldwide up to $250 back during the first 12 months of Card Membership.*
Seaotter Fitness 